Connect each provider to the regulated activity it supports.
Halbarad helps banks, fintechs, lenders, and payments companies connect every provider to the regulated activity it supports, from KYC and core processing to card issuing, treasury, fraud, servicing, and ICT resilience.
Halbarad keeps each relationship tied to the regulated work it supports, the evidence behind it, and the decisions that need to stand up later.
Tie providers to payments, lending, onboarding, servicing, reporting, fraud, treasury, core banking, customer communications, and operational resilience.
Keep tiering, diligence, approvals, SLAs, issues, exceptions, remediation, and exit plans attached to the relationship.
See where one provider, subprocessor, cloud dependency, geography, or banking partner creates exposure across multiple products or entities.
A payment processor is not just a vendor. It is funds movement, customer harm, settlement timing, operational continuity, and regulatory exposure. Halbarad lets teams manage these relationships by what they support, not just by who signed the contract.
Halbarad keeps the business service, control burden, and customer impact visible on the relationship so review scope reflects the real exposure.
Payment processor
Halbarad ties the processor to funds movement, settlement timing, control evidence, and contingency posture so the relationship can be reviewed in business terms.
KYC provider
Halbarad connects the provider to onboarding, BSA/AML controls, PII exposure, and fraud outcomes so the review reflects how the service is actually used.
Banking partner
Halbarad keeps the rail dependency, reconciliation exposure, liquidity reliance, and continuity expectations on the same record.
Halbarad keeps tiering, evidence, issues, approvals, and exit posture on one record so the relationship stays reviewable as it changes.
Maintain a live inventory of vendors, fintech partners, outsourced service providers, ICT providers, subprocessors, and other external dependencies.
Classify relationships by customer impact, funds movement, regulatory obligation, data sensitivity, substitutability, operational resilience, and concentration risk.
Track security reviews, financial health, SOC reports, BCP/DR, compliance documentation, insurance, SLAs, contractual controls, and fourth-party exposure.
Keep incidents, SLA misses, control gaps, remediation, accepted risk, renewal triggers, and escalation history tied to the provider.
Document contingency options, substitutability, internal owners, transition plans, and relationship unwind risk for critical providers.
FAQ
Halbarad connects third parties to the financial activities they support, then keeps diligence, approvals, issues, monitoring, and exit planning in one operating record.
Yes. Teams can map providers to important business services, continuity expectations, SLAs, incidents, substitutability, and recovery plans.
Yes. Halbarad is built for the relationship that creates risk, whether that relationship is a vendor, fintech partner, outsourced service provider, ICT provider, banking partner, or subprocessor.
Teams can show why a relationship was tiered, what evidence was reviewed, who approved it, what risk was accepted, what issues remain open, and what the exit posture looked like at the time.
Next step
See how Halbarad can fit your third-party risk workflow, your review process, and the relationships your team actually needs to manage.